The future is uncertain but a solid retirement plan considers both knowns and unknowns while the future of social security and other entitlement programs is yet to be determined those planning . Millions of seniors today rely on social security to pay the bills in retirement but whether future retirees will get the same opportunity is apparently more questionable in fact 71 of workers . This issue is not specific to social security but also affects medicare as well as many other private and public retirement income systems the decline in birth rates has been far more dramatic in japan and many european countries that are struggling with the effects of aging populations because of declines in birth rates even more severe than in the united states 10. Social security uses complex sets of measurements to determine each persons benefit after determining a workers wage history benefits are computed by looking at the monthly average of the . The future of social security will there be benefits for you im not endorsing for people to plan for a best case scenario and i do think reforms will be needed no matter what we need to plan for the worst and go from there nothing is certain and right now no one really knows when the trust fund will be empty some predict that baby boomers can always count on including social security
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